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Tuesday, July 7, 2009

Static Caravans - Preparing to Sell - Hints and Tips

Once you have decided to sell your static caravan, the first thing you should do is contact the park to discuss any rules and regulations they have regarding selling. It is easy to think that as the owner of the caravan you have the right to sell to whom ever you like, and whilst this may well be the case, some parks require you to give them first refusal. If they are interested in buying your caravan and you are happy with their offer, then that is great. If however you are not satisfied with their offer, you can normally decline it and state that you intent to sell privately, normally you will be required to set the asking price above the price offered to you by the park. You may notice that I used the word "normally" quite a few times, this is because the rules regarding this can vary from park to park, therefore before proceeding any further you really need to find out the rules and regulations of the individual park. If they do allow you to sell privately this is when the below hints and tips may come in useful.

Contents: If you intend to buy another static caravan you may be planning on taking all or most of the contents with you, however for some people the fact that all or some of the contents are included in the sale will be a big plus point, as it not only saves them money, but it also means that if then plan on renting out they are almost good to go. It is therefore something well worth considering.

Photographs: Always take as many photographs as possible, ideally each room and outside from different angles (to show off the plot). This may seem a bit extreme, however potential buyers will more than likely want to see as many photographs as possible before they decide whether or not to travel (what might be quite a distance) to arrange a viewing.

The Plot: Check with the park to make sure that the caravan can remain on it's current plot after sale, normally this will be the case, however it is something you should always check, as this is obviously going to be a very important factor to potential buyers.

Sale Price: The asking price will obviously depend on the age and make/model of the caravan, if you are in any doubt about what to ask try to do some research, possibly look online to see if anyone has the same (or very similar) caravan listed for sale. If you do manage to find one, look to see if you can find when it was first listed, if it has been up for sale for a long period of time and still has not sold that may be an indication that people possibly think it is overpriced. Another important factor for most potential buyers is the site fees (unless they plan to remove it from the park), therefore when stating your price always be sure to clearly state next to it whether this price includes or excludes site fees. If your caravan is being sold on-site, most parks (as far as I am aware) charge a commission (sometimes called a transfer fee) on sale, you will need to check if this applies to the individual park and if so the exact details. Some owners will include this in the sale price whilst others may require the new owner to pay this, whatever you decide again be sure to state it clearly.

Questions From Potential Buyers: Try to think back to when you first purchased the caravan and make a note of any questions you had at the time, also try to anticipate what a potential buyer may want to know i.e. cost of site fees, gas and electric costs, rental potential, caravan maintenance etc It is well worth spending a bit of time making a list of questions and answers, this can come in really handy especially when someone telephones you, as it can be hard to try and remember everything off the top of your head.

Payment: Once you have a buyer, they may ask you to remove any caravan for sale notices immediately, whilst you may be eager to please you should ideally hold off from doing so until you have received payment (at the very least a deposit). You may have spent a lot of time and potentially money in listing your caravan for sale, and you obviously do not want to have to start from scratch, (and incur more cost) should the sale fall through.

Summary: Hopefully the hints and tips above will at least point you in the right direction.

Buy a Holiday Home in Antigua

Ah, the Caribbean! Sun, sand and sea of the most beautiful kind are the most appealing things there is to the Caribbean group of islands, most especially in the island of Antigua. Of course, the colorful culture and the proud people complement its natural beauty so much so that Antigua is one of the world's perfect holiday spots, if not the most ideal of them all.

Take a Holiday!

There are 365 days in a year. Now, it's your choice if you want to work your butt off for 365 days in a year and wait for a leap year to come in order to take one day off. It's also your choice to visit the 365 beaches in Antigua anytime of the year you want to!

But of course, wallowing in the beauty of sun, sand and sea in Antigua is not all there is to your holiday, far from it. You have to engage in water activities that take advantage of the sunniest weather in the Caribbean, which include boating, diving, snorkeling, fishing kayaking, swimming, windsurfing and sunbathing. Or you can just ogle the scenery and the species of the opposite sex at the nudist beaches!

If you are not much of a water baby, land activities are yours for the taking. You can go on excursions, engage in sports activities, slide the zip line, dine and drink to your heart's content and dance the night away. Of course, you can also become a hermit in your holiday home if crowds are not your thing either.

Remember it's your holiday and nobody can tell you what to do on your holiday! Well, maybe your family members can but Antigua is a free country so, by all means, you can assert your right to party.

Buy a Home Already!

Once you have been deeply enamored of Antigua, it makes perfect sense to buy a holiday home in the island. After all, it will be your home away from home and you might as well make it the most perfect second home you can have!

Besides, it's still wiser to buy a holiday home than rent it, finance and fun-wise. Think of it as an investment in real estate that will pay off in two basic ways - avoidance of high rental costs and recoupment of investment either through rentals to other holidaymakers or sale in the future.

Plus, you don't have to worry about obnoxious guests invading your personal space! Yes, even holidays that are supposed to provide for rest and recreation can turn out into mini-nightmares, no thanks to the hotel guest from hell.

Now, if you have a holiday home of your own, you can choose the guests to invite. And did we mention that you might even run into the likes of Timothy Dalton, Eric Clapton, Giorgio Armani and Oprah Winfrey, all of whom maintain holiday homes in Antigua?

Truly, buying a home in Antigua has its merits. And it's not just sun, sand and sea that matters either because colorful celebrities, charming company and calm climate awaits you and your family!

Paradise Properties Connection Ltd. is a professional, full service personalized real estate company and has been in existence for 5 years dealing on a one-to-one basis with exclusive clients. Paradise Properties Connection Ltd. has comprehensive Antigua real estate listings. Properties and villas for sale land for sale and luxury villa rentals are available across the entire island of Antigua.

Vail Colorado Home Rental - Finding the Best!

Vail Colorado Home Rental... No matter what your accommodation preference is, Vail, Colorado, has something to offer you.

Whether you are looking for a four star hotel, condo, home rental, or bed and breakfast, you will find it to suit your budget and comfort level. One of the best ways to look for accommodation is to check out Vail Colorado home rentals. You will many websites which list rentals for you ...hotels, homes and condos among others. Many people prefer to book a hotel package because besides accommodation, there are many fun activities that they can take part in as guests. Of late it has been noticed that vacationers are not using hotels as often as before. Many are looking at alternative options like renting homes and condos as it works out much cheaper and also give you the peace and solitude you are looking for during a holiday. Home rentals also allow you to experience the local lifestyle.

Many homeowners own homes in Vail which are actually second homes. Rather than keeping these homes shut and using it just for a few weeks a year, the owners are now looking to rent them out. Most homeowners list their homes on websites with details of the interiors and the proximity to places of interests. This allows vacationers to check the home rentals and accordingly make a booking. This is the easiest way of getting a Vail Colorado home rental. Home rental makes sense when there is a large family or group. On the whole, your vacation will end up being much cheaper. The fact that these homes have a fully equipped kitchen makes it much easier to cook your own meals rather than going to a restaurant and paying a packet. In order to get the best home rentals in Vail, you should do a thorough research on the price, location and the available amenities.

It goes without saying that a villa might be more expensive than a log cabin. The wealth of information available on the Internet makes the research and search process extremely easy. You can compare prices, check the amenities and dates of availability without having to make umpteen calls. With the popularity of Vail increasing each year, winter is not the only season that you have to opt for a vacation. Summer too is beautiful and it is more peaceful. You can take up a number of activities either on foot or bike and explore the great expanse of Vail Mountain while enjoying a homely stay at the home rental.

The biggest advantage of a home rental is that you can enjoy your holiday at your own time and pace. You can cherish and enjoy each moment without letting the outside world intrude. Vail has accommodation to suit your needs and if you can reserve a home rental that can accommodate your traveling needs, your vacation will be a lot more fun and memorable. Just go online, follow your instincts and pick the best home rental to complete an incredible trip to the biggest and finest ski resort in North America.

Vail Colorado Home Rental - Finding the Best!

Vail Colorado Home Rental... No matter what your accommodation preference is, Vail, Colorado, has something to offer you.

Whether you are looking for a four star hotel, condo, home rental, or bed and breakfast, you will find it to suit your budget and comfort level. One of the best ways to look for accommodation is to check out Vail Colorado home rentals. You will many websites which list rentals for you ...hotels, homes and condos among others. Many people prefer to book a hotel package because besides accommodation, there are many fun activities that they can take part in as guests. Of late it has been noticed that vacationers are not using hotels as often as before. Many are looking at alternative options like renting homes and condos as it works out much cheaper and also give you the peace and solitude you are looking for during a holiday. Home rentals also allow you to experience the local lifestyle.

Many homeowners own homes in Vail which are actually second homes. Rather than keeping these homes shut and using it just for a few weeks a year, the owners are now looking to rent them out. Most homeowners list their homes on websites with details of the interiors and the proximity to places of interests. This allows vacationers to check the home rentals and accordingly make a booking. This is the easiest way of getting a Vail Colorado home rental. Home rental makes sense when there is a large family or group. On the whole, your vacation will end up being much cheaper. The fact that these homes have a fully equipped kitchen makes it much easier to cook your own meals rather than going to a restaurant and paying a packet. In order to get the best home rentals in Vail, you should do a thorough research on the price, location and the available amenities.

It goes without saying that a villa might be more expensive than a log cabin. The wealth of information available on the Internet makes the research and search process extremely easy. You can compare prices, check the amenities and dates of availability without having to make umpteen calls. With the popularity of Vail increasing each year, winter is not the only season that you have to opt for a vacation. Summer too is beautiful and it is more peaceful. You can take up a number of activities either on foot or bike and explore the great expanse of Vail Mountain while enjoying a homely stay at the home rental.

The biggest advantage of a home rental is that you can enjoy your holiday at your own time and pace. You can cherish and enjoy each moment without letting the outside world intrude. Vail has accommodation to suit your needs and if you can reserve a home rental that can accommodate your traveling needs, your vacation will be a lot more fun and memorable. Just go online, follow your instincts and pick the best home rental to complete an incredible trip to the biggest and finest ski resort in North America.

Disney Vacation Homes - The Way to Save and Get the Most Out of Your Stay!

Many people coming to Orlando are looking for a vacation pool home. They would love to have it located inside Disney World. To date however, Disney has not built any vacation pool homes in the confines of their parks. In light of this fact, people wanting to visit Disney World and desire to rent a Disney vacation home will need to look south of Disney World when searching for a pool home to rent.

The city fathers in their wisdom a number of years ago decided that the area south of Highway 192 both east and west of I-4 was the proper location for the vacation home communities. I am not sure when they made this determination over ten years ago that they would have visualized the growth of this hospitality segment.

Today, there are over 30,000 vacation homes in the Orlando market. Most of these are own by investors, who were lured by the warm weather and the fact that over one million visitors visit the home of the "magic" each and every week. Today, there are so many homes in the market, renters are finding homes costing as much as $400,000 renting for as little as $100 a day. Now, that is a buyers market!

All of the vacation pool homes are substantial in size. When comparing them to a normal hotel room, it is no wonder why they are so popular. Matter of fact, one of our smaller homes sporting 3BR/2BA and having its own private pool and lanai offers the family four times the space of a normal hotel room. Many families who are desiring to spend more than a couple of nights in Orlando, find that when they choose a lovely home with a private pool, all of these benefits come together to enhance the overall vacation experience. That's why it's best to put your money towards Disney Vacation Homes rather than an over priced hotel room.

Everyone today is looking to find ways to save money especially when it comes to planning a Disney World Vacation. One of the more appealing features of renting a vacation homes is having the complete kitchen. Here a family of four can save upwards to $40 a day by eating just breakfast in their vacation home. When you take those savings and multiply it over the average five night rental, the family will save enough to pay for an adult ticket to all of Disney's theme parks for the entire vacation.

One of the drawbacks to a vacation pool home is that the family must have a car. None of the homes offer shuttle service free or otherwise to the theme parks. It all has to do with the insurance. With so many kids in the neighborhood, the shuttle buses in all cases are not allowed to venture past the gates. Therefore, to get to the Orlando theme parks or other attractions, a vacationer will need his or her car.

Look at it this way: if you are desiring more space, you want your own private pool, you want to be close to Disney World and the other attractions and you desire to save money to boot, then you need to really consider renting a vacation pool home for your upcoming Disney World Vacation...it is definitely a buyer's market!

How You Spend Your Leisure Time?

Human beings, ever since they emerged on earth, have primarily been occupied with trying to meet their basic needs of food and shelter. Scientific studies have revealed that during prehistoric times humans were mostly engaged in hunting animals for food or in protecting themselves from predators and the elements. But even in those difficult times, whatever free time was available seemed to naturally attract human beings to creative activity, a proof of which are the cave paintings from those days. Once human life became more organized and settlements and civilizations were established, leisure and activities carried out in leisure became a more regular feature of human life. Most of the artifacts, which today give us documentary evidence of past cultures and civilizations, are products of leisure.

In modern times, especially due to industrialization, life has taken a different turn. While on the one hand life has become extremely busy, at the same time specialized areas of activity and fixed working hours offer the possibility of considerable free time. Leisure implies free or unoccupied time, when there is freedom from the demands of work or duty. The social structure has developed in such a manner that some sections of the society maintain rich lifestyles with plenty of leisure, whereas the majority of human beings are preoccupied with the battle for survival. Relaxation and leisure are words that seldom have any relevance to their life. These people live under constant stress and demands of modernity. Consequently, they are prone to physical and psychological problems. It is essential to spare some time from a mechanical routine and spend this time to rejuvenate the mind and the body.

"All work and no play make Jack a dull boy" most of us are common with this expression. It stresses the need for engagement in activities other than work for a complete development of human personality. Leisure and free time well spent are as essential as food and sleep.

Free times can be utilized in a variety of ways. Activities to suit all budgets, demands of space, and individual and social needs exist from which one can choose according o ones inclination and interest. Reading is one of the most popular free time activities. A wide range of subjects and the existence of well-maintained libraries have made reading a very rewarding and affordable activity. From simple entertainment to highly specialized discourses, reading invariably contributes to ones knowledge and helps widen ones perspective. It is an inexpensive pastime that can be indulged virtually in any place. Other common activities are music, gardening, carpentry, cooking etc. One can also choose from activities which are directly relevant to the society, like social work, caring for abandoned and stray animals, caring for the environment, etc. Activities in the areas enumerated above impart a sense of achievement besides giving meaning and purpose to life. Activities like carpentry, painting and clay modeling help satisfy the creative impulse in many and amateur artist. Socializing is also a healthy activity and promotes good will and mutual understanding among people.

Unfortunately the advent of television has taken a heavy toll of other hobbies and internet comes behind it. Two of the worst affected activities are reading and healthy socializing. On the one hand television has many advantages and the internet is also has more advantages, but on the other hand these are mediums which can very easily be misused by both the viewers and the net users.

The field of sports offers a wide range of activities to choose from. It has the advantage of catering to physical fitness and thus helping to develop a healthy attitude towards life. Games and sports can be chosen according to ones physical capacity. They encourage sportsmanship and an ability to accept defeat and victory gracefully.

Leisure can easily be abused too. "We are all well acquainted with this sentence, "An idle mind is a devils workshop". Whiling away time in useless activities is the commonest abuse of leisure. People often hand around commercial centers, cinema halls, restaurants and bus stops. Such behavior can become almost addictive and discourages all creative potential. Idleness can force a person into bad company and even anti-social activities. It is thus essential to impart to children right from their early days the value of leisure and its meaningful use.

A balanced and sensible person will never make work alone an end per se. Relaxation of the mind and the body, awareness of ones social responsibilities, and catering to ones creative needs are traits of a healthy and complete personality. Many problems and crises associated with modern life can be successfully combated by proper utilization of ones free time. By coordinating ones talents and faculties one can break the monotony of modern life and prevent life from becoming a burden.

Finally! Mortgages For Foreigners Buying Vacation Homes in the Dominican Republic

Technically mortgages have been available to foreigners buying property in the Dominican Republic since 2005. However, despite numerous attempts at obtaining mortgages for very qualified buyers, until this year I did not have one client who was granted a mortgage.

In 2005 many real estate brokers in the DR were approached by a mortgage broker, based in Florida but with a representative living in Santo Domingo, who claimed that they were able to provide mortgages to foreigners on Dominican Republic real estate. I worked with these brokers for three very qualified buyers two from Canada and one from the US. Two of these clients were declined, for no obvious reason that we could determine. With the third client, a very qualified Canadian business man, after months of completing realms of paperwork and providing an unbelievable amount of backup documentation, we finally had an approval! The day of closing the mortgage broker informed us that all of the mortgage documents had been forwarded to the lawyer and were waiting for signature. When we arrived at the lawyers there had been no documents delivered. The lawyer immediately contacted a VP at the (local) bank, who the mortgage broker had identified as the bank providing the mortgage, only to discover that the application had never been approved. Needless to say, we did not ever work with that broker again, although I did come across some information on them online recently and I believe they are still promoting themselves as mortgage brokers.

In 2007 a new mortgage broker set up a business locally. I met with them and they had definitely completed all of their due diligence before establishing their business. They were going to work with both international banks and local banks to provide applicants with several options of mortgages. They tried for a full year with many highly qualified clients and were not successful in obtaining mortgages for any of them, with the exception of one where they were able to negotiate a mortgage directly from the developer. It seemed that, although several banks were promoting mortgages for foreigners, none of them were actually approving applicants and providing mortgages.

In December of 2008, I was contacted by a developer who had worked with an international bank (international, but with many local branches throughout the Dominican Republic) to have his Cabarete, beachfront condominium development approved for mortgages. The individual buyers would still have to go through the regular application and approval process but the condominiums were appraised by the bank and the property was approved, which would make the process much quicker. I am very pleased to say that in early January one of our clients, a couple from Colorado, received a mortgage for their condominium through this bank!

The mortgage program is offered to residents of Canada, the US or the UK who are buying a vacation home in the Dominican Republic. The documentation requested is similar to that required from any mortgage provider and the process, once all paperwork is received by the bank, takes about a month. The mortgage is only on the property being purchased in the Dominican Republic and the buyer does not have to put up assets in their home country as collateral. The term is up to 25 years and the interest rate is 8%, which is higher than most foreigners are paying at home but substantially lower than the 16% plus being offered by local banks on peso mortgages. Also, we are dealing directly with the bank so there are no mortgage broker fees to worry about; these fees were running at the 3.5% range.

Finally, a vacation home in paradise is within the reach of all!

Joanne Hammond is the broker/owner of RE/MAX Ocean Side Realty in Puerto Plata, Dominican Republic. Joanne worked in commercial real estate in Canada for 7 years before moving to the Dominican Republic 4 years ago where she established the RE/MAX franchise along with her husband. For more information on both commercial and residential real estate in the Dominican Republic check her website or call her directly.

Joanne Hammond
RE/MAX Ocean Side Realty,
Puerto Plata, Dominican Republic
http://www.dr-remax.com
info@dr-remax.com
Cellular - 809-657-4141
Office - 809-261-1168

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